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Should You Refinance Your Mortgage?

July 3, 2020 | 0 Comments

By Erin Wright & Christina Waterhouse   Questions to Ask and Information to Gather Before You Refinance Low interest rates are attracting more and more people to the market, especially those who are looking to refinance their mortgages. Clients have been reaching out to us to ask if they should be refinancing their homes. Our general response is, “it depends”. There are a few questions and pieces of key information you should gather before deciding whether to refinance.   1. What is the difference between your interest rate and current interest rate? A good rule of thumb is for the current rate to be at least .5 – .75% less than your interest rate. This rule can change greatly depending on the size of the loan though. The more money that is being borrowed, the larger the difference is going to be in both your monthly payments and your total […]

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Should You Refinance Your Mortgage?

July 3, 2020 | 0 Comments

By Erin Wright & Christina Waterhouse   Questions to Ask and Information to Gather Before You Refinance Low interest rates are attracting more and more people to the market, especially those who are looking to refinance their mortgages. Clients have been reaching out to us to ask if they should be refinancing their homes. Our general response is, “it depends”. There are a few questions and pieces of key information you should gather before deciding whether to refinance.   1. What is the difference between your interest rate and current interest rate? A good rule of thumb is for the […]

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Home Buyers Continue to Flood the Market

June 22, 2020 | 0 Comments

By: Keeping Current Matters According to the latest FreddieMac Quarterly Forecast, mortgage interest rates have fallen to historically low levels this spring and they’re projected to remain low. This means there’s a huge incentive for buyers who are ready to purchase. And homeowners looking for eager buyers can take advantage of this opportune time to sell as well. There’s a very positive outlook on interest rates going forward, as the projections from the FreddieMac report indicate continued lows into 2021: “Going forward, we forecast the 30-year fixed-rate mortgage to remain low, falling to a yearly average of 3.4% in 2020 and 3.2% in 2021.”  With […]

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Summer Restaurant Picks

June 19, 2020 | 0 Comments

By Erin Wright and Christina Waterhouse The weather is heating up and Clark County is starting to open up. Vancouver has a robust food scene and with many of the restaurants re-opening, it can be hard to know where to start. We wanted to take a moment to highlight a few of our favorite places to go and eat or get a sweet treat.  All have excellent options for those with dietary restrictions!   Sushi Mo – Fresh sushi is a perfect meal on a hot day! Sushi Mo is our favorite sushi spot and it is located right in […]

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Real Estate and Covid-19 Part 5

June 5, 2020 | 0 Comments

  Procedures for Real Estate, How Covid-19 has Changed the Experience of Selling Real Estate By Erin Wright and Christina Waterhouse What challenges do sellers face when putting their house on the market? How can sellers help create a safer environment for showings? This week we continue to focus on the challenges that are currently being faced by buyers and sellers transacting real estate and how our local market has responded to those challenges to make the process safer and easier.   The Seller Process During Covid-19 Selling a house is always a stressful time, add a worldwide pandemic and […]

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Real Estate and Covid-19 Part 4

May 29, 2020 | 0 Comments

How Covid-19 has Changed the Experience of Buying Real Estate By Erin Wright and Christina Waterhouse Over the last three weeks, we have explored the economic impacts of Covid-19 on our local Real Estate Market. These next two weeks we will be focusing on the challenges that are currently being faced by buyers and sellers transacting real estate and how our local market has responded to those challenges to make the process safer and easier. The Buyer Process During Covid-19 Implementing the Governor’s Rules Buying a house in the current pandemic has proven to be a bit challenging. There are […]

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Real Estate and Covid–19 Part 3

May 22, 2020 | 0 Comments

How the Current Selling Season Compares to Last Year’s Selling Season By Erin Wright and Christina Waterhouse We have been closely watching our local real estate market since the start of the pandemic. There is a lot of conflicting information about how the market is currently doing. Transactions are happening, but is it business as usual? For this week’s blog topic, we are further looking into how the real estate market is currently performing and how it compares to last year. The quick answer is that we are still in a seller’s market, seeing homes go pending quickly for close […]

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Real Estate and Covid–19 Part 2

May 15, 2020 | 0 Comments

Understanding Why Interest Rates Impact Buyer Activity in the Market By Erin Wright and Christina Waterhouse Last week we reviewed the overall Real Estate Market in Clark County since the start of the pandemic. This week we are looking deeper into why interest rates are impacting buyer activity. Interest Rates, Buying Power, & Inventory Home buyers have seen historically low interest rates since the end of the Great Recession, between 3% and 5% roughly, compared to the average mortgage interest rate over the last 50 years of 7.91%.[1] Since the start of the current pandemic, interest rates have continued to […]

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Real Estate and Covid-19 Part 1

May 8, 2020 | 0 Comments

Understanding the Current Real Estate Market in Clark County Our team has received a lot of inquiries regarding the real estate market during Covid-19. There are valid concerns and questions surrounding how this has impacted the market so far and what will happen in the future. We decided to share with you all the various statistics that we review to gauge the health of the real estate market and help you understand what they mean. This is part 1 of a series of real estate economic blog posts we will be publishing weekly. What our local Market is currently doing […]

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Come Play Bingo for a Cause!

March 9, 2016 | 0 Comments

  Looking for a fun event to do in March with the whole family? This month to give back, Erin Wright Homes is partnering with Habitat for Humanity for a fun night playing Bingo for a cause. Join us Friday, March 18, 2016 for a fun night of Bingo while helping support the Evergreen Habitat for Humanity. Games are $2 a piece and all prizes are valued at $25 or more! Complimentary snacks provided and beer and wine available for purchase. This event is family friendly, so bring your kids! Want to get even more involved? Join Erin Wright Homes for our Habitat […]

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Successful Pet Food Drive February 2016

March 9, 2016 | 0 Comments

Thank you to everyone who donated pet food during our Pet Food Drive for the Humane Society of Southwest Washington for the February Community Event with Erin Wright Homes. Clients, friends, family, and myself were able to almost fill the back of my SUV with donations for the Humane Society. Donations consisted of both wet and dry cat and dog food. All donations were delivered directly to the Humane Society in the middle of February. The pet food that was donated will help the Humane Society care for the over 8,000 animals they care for each year. For more information […]

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